As for the issue with the password breaker, you need to disable the bandwidth monitor. It's done in the same way as disabling a proxy or a firewall.
As for getting enough money to buy a monitor bypass, just accept all missions where you need to hack a bank account until you find one with lots of money (the ones which say "trace a recent balance transfer" always have at least about a million credits in the account you need to "trace"). Then buy a proxy disabler and a b.monitor disabler (they don't have to be very high version, but it won't hurt if both are at least 5), bounce your connection through a whole lot of systems to get the time you need.
Then, connect to the bank where the rich account is, disable the proxy and the b.monitor (note: you can never crack the password while the b.monitor is active. However, if you already know the password of the account you're about to rob, you only need to disable the proxy), log in to the account, transfer the money to your account, delete the money transfer log in that bank (Make sure you use a log deleter v 4.0!), bounce your connection again through a whole lot of systems and connect to the uplink bank. Disable the proxy, login to your account and delete the money transfer log.
Finally, log in to internic and delete all logs save the most recent connection established log. If you're done everything right, you should be now a lot richer. If you get en email which says your rank just skyrocketed, it confirms you did everything correctly.
While it's a good idea to hurry and delete the money transfer logs ASAP after transferring the money, I've transferred money from at least three banks in a row and hacking only once to uplink bank to delete all three money transfer logs in a row using disablers all the time, so transferring money from a single account should be a piece of cake
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